Articles | Payzday

Mar 9

Small Business Lending and How the Banking System Missed Out

A small business owner in need of funding is no longer asking why the bank refuses them business funding. The question today, after a dec...

Jan 27

Understanding Developments in the Small Business Lending Market Over the Recent Years

The small business lending sphere has changed enormously over the last few years. As online lending is becoming more and more of a real o...

Jan 19

Avoiding the potholes of an unstructured lending sphere

Taking off as a successful company is a process, one that requires patience, perseverance and continued belief. It can be all the more st...

Jan 12

Online lenders - the field leaders

Not very long-ago bad credit or lack of assets left a loan applicant out in the cold. If the bank denied a funding request, loan applican...

Jan 2

Understanding the Generational Different Approach to Loans

Loan customers are harder to target than most potential clients. Every product and service sold has a preordained, generalized common gro...

Dec 19, 2019

Online fraud and Lending, What Lenders Should Know

The greatest challenge alternative lenders are facing these days is not credit assessment of potential clients. Nor is it the competition...

Dec 12, 2019

AI and ML, Changing the Lending Sphere

Artificial intelligence (AI) and machine learning (ML) are slowly becoming the most talked about topic in the financial world. Listen to ...

Dec 5, 2019

The 2008 Recession and its Repercussions on the Lending World

Does the 2008 recession still have an effect on the lending world today?

Nov 28, 2019

Why Asking the Right Questions is Better than Having All the Answers

The definition of a successful business is not as simple as it used to be. Years ago, if an enterprise was making a profit, hiring more p...

Nov 24, 2019

Assessing a Loan Applicant’s Abilities in an Unpredictable World

The relationship between a lender and a customer seeking out a loan has changed drastically over the last thirty years. When my grandfath...

Apr 4, 2019

Credit Risk Management: Why a New Approach is Necessary

Credit risk management is not one of the most important things a lender looks at when deciding to offer a business loan. In actuality, it...

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