A small business owner in need of funding is no longer asking why the bank refuses them business funding. The question today, after a decade of exceptional g...

The small business lending sphere has changed enormously over the last few years. As online lending is becoming more and more of a real option for those not ...

Taking off as a successful company is a process, one that requires patience, perseverance and continued belief. It can be all the more stressful if a small c...

Not very long-ago bad credit or lack of assets left a loan applicant out in the cold. If the bank denied a funding request, loan applicants had very few opti...

Loan customers are harder to target than most potential clients. Every product and service sold has a preordained, generalized common ground. If baby product...

The greatest challenge alternative lenders are facing these days is not credit assessment of potential clients. Nor is it the competition posed by banks tryi...

Artificial intelligence (AI) and machine learning (ML) are slowly becoming the most talked about topic in the financial world. Listen to any business channel...

Does the 2008 recession still have an effect on the lending world today?

The definition of a successful business is not as simple as it used to be. Years ago, if an enterprise was making a profit, hiring more people and expanding,...

The relationship between a lender and a customer seeking out a loan has changed drastically over the last thirty years. When my grandfather wanted a loan to ...

Credit risk management is not one of the most important things a lender looks at when deciding to offer a business loan. In actuality, it is the only thing. ...